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Ingle - Answered a Question by Ricketts (27 Oct 07 05:47)

The Nationwide CC gives you the commercial exchange rate rather than the tourist rate, usually around 5 cents more. Why take TC's when you can use a CC although I am sure you will be able to change them.

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Stanbury - Answered a Question by Ricketts (31 Jan 08 17:30)

To add to the answer, quite apart from using a more favourable exchange rate, Nationwide does not charge any commission when charging a foreign currency transaction to its credit card (and I believe the Saga card is the same). But you will not get these advantages if Celebrity charges your card in your own currency (Ł) which it says is the normal arrangement. It cannot insist on this and you can opt out (at check-in time) and will almost certainly get a better deal if you ask to be charged in $US. As far as I can tell, there should be no requirement at all for any dollars on board the ship and the only currency required will be that for on-shore visits - can anyone confirm this? Local currency is probably available on board but at a poorer rate than using a debit card on shore, and with a charge for using the cash machine. Here again, the Nationwide debit card is commission-free. (No, I don't work for Nationwide!

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