Neil & Ida Down - Answered a Question by Mrs N Harrop (18 Dec 08 13:49)

I have to tell you that today's Bank Rate is $1.53 to the GB pound and that the tourist exchange rate will be about $1.45 so if you are quoting a rate given by RCI then that is a good rate of exchange and in today's volatile market is probably worth taking. I must also warn you that, like stocks and shares, this is a gamble and I wish I could predict what the rate will be next March, my personal feeling is that it will probably be the same as now but it is a guess. Not sure if that helps. .... Neil.

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Mrs N Harrop - replied to Neil & Ida Down (18 Dec 08 15:05)

Thank you Neil, I found the exchange rate from the converter on Google’s own web site, have just checked again and it still says £1 to $1.62 (something wrong there) anyway what do you think? Pay the onboard bill with credit card or take Dollars with me onto the ship and pay in cash.

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Neil & Ida Down - replied to Mrs N Harrop (22 Dec 08 20:23)

Well Mrs H. I think what you found is possibly the buy back rate and not the selling rate, that is if you want to sell dollars to get £1 it will cost you $1-62. Look on BBC text via the red button or ring Marks and Spencer and ask them, they offer the best conversion rates I have found. I would only pay by Nationwide or Post Office Visa card and make sure that you allow the Nationwide or Post Office to do the conversion not the ship. Paying with dollars is certainly an option but it does mean taking a risk carrying it around. Regards Neil.

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Wilba - Answered a Question by Mrs N Harrop (18 Dec 08 16:02)

I'm confused with this. I fail to see how today's bank rate has any bearing on this as you don't 'pre pay' your on board account, but pay at the bank rate at the end of cruise. As for purchasing Dollars to pay in cash or paying by credit card, the difference is hardly worth the bother. The only way to win, as I see it, is if you 'buy' Dollars today at say $1.45 & at the point of payment, end of cruise, the pound falls again, say to $1.25, then you will see the benefit. If I've got this wrong please tell me as I, like you, would hate to lose out.....Regards Wilba.

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Ingle - replied to Wilba (18 Dec 08 16:46)

Exactly correct Wilba. The pound has fallen 4 cents against the dollar today and is now down to $1.51 so by March it might even be down to 1:1, who knows. That is the commercial rate, the tourist rate will be at least 5cents less. However if you get a Nationwide card you get the commercial rate and no charges. Well worth it if you travel a lot.

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Wilba - replied to Ingle (18 Dec 08 17:30)

Thanks Brian & yes I've got the card. I believe the Post Office card offers the same deal....Regards Wilba.

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Neil & Ida Down - Answered a Question by Mrs N Harrop (18 Dec 08 19:38)

Well there you have it, Mrs Harrop, despite your lenghty question it would appear that we are all unsure what you really mean so maybe you would like to try again and if you do..... so will we. I must say that I quite like the idea of using the Casino as an ATM though. .....Neil.

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Harrop - Answered a Question by Mrs N Harrop (18 Dec 08 21:31)

My apologies, should I pay my onboard account with my credit card or cash (Dollars) or does it not really matter.

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Wilba - replied to Harrop (18 Dec 08 21:45)

Hi! I honestly believe it doesn't matter BUT if you take the credit card route, & most of us do, when you complete your 'online check in', tick the box 'B' allow my card company to convert the dollar, NOT RCI. ...Regards Wilba.

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Lewis - Answered a Question by Mrs N Harrop (25 Dec 08 12:14)

I always pay my bill on my credit card and take the option of the conversion done by the credit card caompany and not the ships exchange rate which is usuall lower. We are sailing on the Brilliance in June to the med/greece so hopefully the exchange rate will be better. One thing we have done previously when we go on RCL cruises we book our trips, and pay up front for the speicality resturants, as you can pay these in sterling before you go and the exchange rate is not applicalbe. On the Independence we paid £12.00 each for the speciality resturants before we sailed .

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