Bradley - Answered a Question by Biewer (09 Dec 08 15:46)

If you haven't already purchased your euro travellers cheques then I recommend that you don't buy any at all. A lot of european banks will impose a hefty charge for encashing them or even refuse to cash them at all, the problem for you is knowing which ones they are. Why you may ask, well the simple answer is that they are too much of a nuisance for them and they themselves get charged when they try to get their money back from the euro t/c clearing bank. Ideally you should buy a few euro before you go then use atm's when you go ashore It's a bit late to get a Nationwide Flexaccount debit card (but you could try if it's late Jan that you go) as with their card there is no atm one off charge or commission. Alternatively just use your own debit card, but I suggest you take 2 just in case one gets swallowed up at an atm and always select 'local currency' if asked how you want the transaction to be processed. Although I'm not a fan of pre paid currency cards they would be a better bet than euro t/c's as you can use them in shops as well as for withdrawing cash. They do however, impose charges and these vary from card to card. For more info go to www.which.co.uk and type 'prepaid cards' into the search box. You don't need to be a member to view the basic information. Hope this helps.

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Biewer - replied to Bradley (12 Dec 08 22:37)

Many thanks. As I have a Nationwide Credit card it has been easier to get a flexi debit. I should get it within the next few days. No we havn't purchased trav cheques so, after all advice, will not now do so. Thanks again. Your advice is appreciated .

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Wilba - Answered a Question by Biewer (09 Dec 08 14:26)

Debit Card ATM ‘s are normally in or near the Casino on RCI ships. These issue $US only & are NOT set at the bank rate but are set to RCI’s rate which means you will get ‘stung’. I don’t think you will be able to exchange Euro travelers cheques for any thing other than $US. Change your cheques when ashore & use the ATM’s ashore for Euro’s. If you need $US go to the Casino cashier & you can get $US over the counter & they will be charged to your on board account….Wilba.

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morris - Answered a Question by Biewer (09 Dec 08 15:35)

Surely it would be cheaper/easier just to get your Euros before you go? We haven't used travellers cheques for years now...just get Euros from any Post Office (one of the cheapest places) and if we should need more we use our Nationwide (they don't charge commission!) Credit card in an ATM. If we do have any Euros left at the end of the holiday then we just save them for the next cruise!!

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Wilba - Answered a Question by Biewer (09 Dec 08 20:05)

I just applied for a Nationwide card & it came through in 12 days & I was assuming you had travellers cheques left over from a previous hol. I agree with the others, these are old hat, your buying money twice ......Wilba.

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