You have plenty of time to apply for another credit card. If you don't want it after your cruise just destroy it.
You join a cashless society everything you buy on the ship you sign and get a receipt so keep these safe to check your account to make sure you are not being charged for something you did not buy. I believe Abbey Electron is a debit card if you intend paying off your final account unlike a credit card you will have to have sufficient funds in your account, or are you paying another way say by cash or travellers cards.
This is what it says on the P&O website. Maybe you should give them a call..................For your convenience, P&O Cruises operates a cash-free system on board with Sterling as the currency. This is an automatic process; all you have to do is register your credit card during check-in at the beginning of your cruise. No further action is then necessary. You sign for all purchases and simply settle your account by credit card or debit card at the end of your cruise. We accept Visa, Mastercard, American Express, Diners Club, Visa Delta and Visa Debit. We regret we are unable to accept Switch/Maestro, Solo cards, American Express Prepaid Travellers Cheque Credit cards or Visa Electron. We are also unable to accept payment via cheque or by cash.
If you are travelling on a consecutive cruise, you must settle your on board account at the end of each individual cruise and payment will be taken from your registered credit or Visa debit card. If you are planning to use your credit card ashore, we strongly recommend that you advise your bank or credit card company that you will be visiting several different countries during your P&O Cruises holiday. As a continuing effort to combat credit card fraud, unusual activity, such as transactions in a number of different countries, can often be questioned.
You can also pay with cash. You will need to put a cash deposit down when you first board and then as you spend on board you can put more in if it gets low. You will know if your money is running out because you will not be able to spend on board. We found this a better way to go because sometimes the extra charges on your credit cards are high. It depends how much you will be spending on board, we do not drink so our cost are quite low and we alway reframe from spending too much in the on board shops because it is the same rubbish on all the cruise ships and its cheaper to get at home. The Oceana is a lovely ship you will enjoy yourselves. Have a great first cruise experience.
Thanks CAS, that is what i will do.
Credit card is the best way to pay for your on board spend it saves any hassle in settling your account at the end of your Cruise.On some P&O ships you can check your spending thro the interactive TV system in your Cabin.But I am not sure if this is available on Oceana.But in any case you should receive an intermidiate statement about halfway thro your Cruise as well as the final account.You should also be able to obtain a statement at any time from reception.I am not sure how experienced a cruiser you are but I think it may be wise to check the Tipping arrangements as on some P&O ships this is charged to you on board account.Like Cas Oceana is a great ship Happy Cruising.
Thank you everyone for your help. I worked on a cruise ship 10 years ago based in Miami. This is the 1st time as a passenger i am sure it will be a great but strange experience.
The other option is using a prepaid credit card but they charge to use the card 2.5% per transaction
I have used the Virgin prepaid (uk) works fine, I know they are so popular in the states, its another option to bare in mind... Mark