Any good travel insurance will cover you and you need to cover for the countries you are visiting. You only need USA cover if you actually going there .
I have pre-existing medical conditions, I find the best insurance for covering cruises and my conditions are Saga. but they only cover the over 45's.
As Reynolds from Lincoln say Saga are excellent for the over 50's.
As your cruise is in Europe you will only need cover for Europe. It makes no difference that the ship is American.
Cancellation cover in excess of £5000 pp
Do any insurers cover amounts above £5000pp for cancellation of a cruise? Appears strange to me when any segment of a world cruise will invariably be well above this figure! Do majority of cruisers take the gamble and settle for the £5000pp limit?
We went with Endsleigh Insurance for our cruise with RCI around the Med last year for 2 weeks and we both have existing medical conditions. I think it only cost us about £40 for both of us to be covered. You only need to be insured for where you are travelling, they will ask you this when you ring up.
Thanks a lot...and thanks to eveyone else who answered!