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Answer
by Neil & Ida Down, Southampton (04 Jul 09 16:32)
to
a QUESTION by Scott (03 Jul 09 22:22)
There's a lot of good advice here and you should follow the advice of Spartan and Wilba especially. Read the cover, including the boring bits and if you are not sure of anything ring up and ask. I have a Bank's insurance and they recently paid out over £5,000 on one claim but i had checked everything before I went. So they work if you do your homework. ......Neil
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Answer
by Wilba, N (04 Jul 09 07:55)
to
a QUESTION by Scott (03 Jul 09 22:22)
We also have a ‘Free’ insurance but with Lloyds TSB and prior a recent 3 week Far East cruise & stay, I phoned them to inform them of the trip & asked what extra cover we would need. It covered everything I asked, cruise ship cover, full medical care, repatriation (up to 3 million I recall), explained our medical conditions, blood pressure. Type 2 diabetes & was amazed at ‘no additional charge’. This is better cover than most of the ‘chargeable’ companies are offering. Check it out……Wilba
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Comment
by Cox, Winscombe (04 Jul 09 18:10)
about
an ANSWER by Wilba (04 Jul 09 07:55)
The only thing is to remember to book with the Debit/Credit card on that account. If not you are not covered as my friend has found out.
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Comment
by perkins, ilfracombe (06 Jul 09 18:20)
about
a COMMENT by Cox (04 Jul 09 18:10)
Can this just be the deposit by debit card, or does the whole account have to be paid this way
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Comment
by Cox, Winscombe (04 Jul 09 18:07)
about
an ANSWER by Wilba (04 Jul 09 07:55)
I too have the same cover with Lloyds TSB and they even covered us for the extra time we had to spend in Sydney in March which was over the stated time of 31 days with no extra charge and they sent me a cheque for a Fiver to cover the cost of the phone call I made.
Just about to check and see if they will cover 'Swine Flu'.......Wendy
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Answer
by Taylor, Birmingham (04 Jul 09 07:52)
to
a QUESTION by Scott (03 Jul 09 22:22)
You do not say how old you are .I know that some 'Bank'Policies only have cover up to 70 [sorry].but other than that you should be OK
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Answer
by defendor , of fairplay (04 Jul 09 02:00)
to
a QUESTION by Scott (03 Jul 09 22:22)
the sensible answer, is ring the underwriters, cruise are considered higher risk and may not be covered on standard holiday insurance.....if not automatically covered them may with a small premium rather than taking a totally seperate insurance
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Answer
by Spartan, kent (03 Jul 09 22:38)
to
a QUESTION by Scott (03 Jul 09 22:22)
Read the policy I have Barclays and company cover. Let’s face it all have excess and all try to get out of paying. The big company’s like Barclays just don’t need bad publicity if you have a claim and they don’t pay out. Remember all insurance company’s pay you billions of pounds providing your claim is for the 30th February.
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