Rum Runner - Answered a Question by Brown (28 Oct 08 17:48)

Age Concern do a travel policy covering existing conditions and I believe Saga Insurance do too. Good luck.

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Brown - replied to Rum Runner (30 Oct 08 15:33)

Thank you for info. Saga do not cover if trip is over £5000.00pp.

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Bradley - Answered a Question by Brown (28 Oct 08 18:26)

There was an article in this Sundays Telegraph on the very subject and it can be viewed by going to www.telegraph.co.uk - select Finance and within that select Personal Finance. Scroll down the page and you will see the article headed by a photo of a Carnival ship sailing into Venice. Hope this helps.

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Neil & Ida Down - Answered a Question by Brown (28 Oct 08 20:42)

May I suggest that you look in the "Find a Question " section above and type into the "Keyword" space "Insurance". This subject has come up several times and a large number of suggestions there in answer to many of the question on that page could well be worth following up. .... Neil.

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Brown - replied to Neil & Ida Down (30 Oct 08 15:26)

Thank you site was most helpful.

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Macro - Answered a Question by Brown (28 Oct 08 23:46)

Most insurance does not cover you over 80 years. If there is also medical conditions as well it will be expensive especially as it has to cover worldwide. Age Concern and Saga will prob be no use. The only one I found for my father in law was Fortis. However this year the ONLY insurance that would cover him with a massive excess of £1500, at a cost of £750 for 2 weeks was the Cruise lines own insurance. If high blood pressure is one of the illnesses, however well controlled, it is a big risk for stroke, heart atacks etc and that is where the cost comes in. When he was 84 his world cruise insurance cost £700 with £100 excess. Remember to insure only for that not covered by your house and contents insurance and that may bring the price down but you must have comprehensive insurance or you cannot go on the cruise. Remember it is a small price to pay for repatriation if necessary unless you are willing to gamble £30,000 to £1 million of your own money should anything untoward happen. Take neil and Idas advice also as I have reported in the past more fully, along with others.

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Broomhead - Answered a Question by Brown (29 Oct 08 13:38)

I am going on ocean village two, to the carribean, I am 75 and the only people that would insure me was SAGA, and because I had had a heart attack some 18 months earlier I have had to pay £479 just for 15nights away, no-one else would insure me because of my heart, the cost for 103 days must be horrendos, if you dead set on going then you have to be prepared to pay a high price, very unfair but what can you do, you pay it or stay at home.

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lennon - Answered a Question by Brown (31 Oct 08 16:13)

Help the Aged, whilst not providing cover for over 75's will point you in the direction of companies that do. Saga can also help in this regard.

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Allsop - Answered a Question by Brown (31 Oct 08 17:13)

Try flexicover direct, through moneysupermarket.com This last will list several companies for the older traveller. Tony Guisborough.

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Wild - Answered a Question by Brown (31 Oct 08 17:19)

I know of an insurance company that will insure people with pre existing medical conditions for a small premium. The policy can be purchased through a company called Blue Water Holidays.

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